Money Sense Tips

One of the most popular best-selling books, Judy Lawrence’s The Budget Kit is exactly what a family needs to manage their finances.

The product review description of this book highlights how you can learn to:

* “Create a simple, functional system for managing your finances, with or without financial software
* Navigate the latest developments in the paperless world of electronic banking
* Discover the freedom of being able to achieve your personal and financial goals
* Make a plan to pay off debt and plan for the future”

At an affordable price of $13.57, this book has been used by more consumers than any other. The Budget Kit utilizes a system of accounting that is easy to follow due to the included work sheets that gives you the opportunity to track every expense down to the last penny.

The book is an 8 ½” x 11″, and the inside pages are perforated so each worksheet can be torn out and placed in a binder. The book contains a year’s worth of monthly worksheets.

Families who have used this book for their household budgeting have found it to be an “eye-opener.” Moreover, it allows you to keep track of what you actually spend each month. It has afforded those who have not been able to stick to a budget to do so in a realistic manner. The Common Cents pages in this book have made a significant difference in how money is tracked and spent.

The book itself contains worksheets for tracking income, recording non-monthly expenses, recording subscriptions, recording credit card purchases, recording debt payment, tracking debt payoff, tracking savings, planning gifts, planning holiday expenses, recording online and mail order purchases, recording wants and needs, recording financial goals, a Monthly Budget Worksheet, and more.

Everyone who has used The Budget Kit agrees that they have saved money time and time again because this system is better than any software available today.

Oftentimes, when presented with new financial software programs, they work as long as you have the commitment to follow through. But, after a while, you may skip a few months and then abandon the program altogether.

With The Budget Kit, you don’t need a computer – all you need is to devote two hours a month recording income and expenditures. Think of it as a visual aid that can teach you what habits need to be modified in order to change the mindset that will lead you to a healthier financial outcome.

For more information on this book, go to Amazon.com at: The Budget Kit: The Common Cents Money Management Workbook

Review
“A foolproof way to organize and maintain a personal budget.”—Publisher’s Weekly

“I recommend The Budget Kit over other budget books because it doesn’t just give you blank spaces to fill in. It really explains the hows and whys. Even if you’re already in debt it can help you pay off those debts when you know where the money is.”—Terry Savage, Author, The Savage Truth on Money