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	<title>Money Sense Tips &#187; Loans</title>
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	<link>http://www.moneysensetips.com/blog</link>
	<description>Tips on saving more cash and make more money</description>
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		<title>Free Application for Federal Student Aid (FAFSA) Explained</title>
		<link>http://www.moneysensetips.com/blog/free-application-for-federal-student-aid-fafsa-explained/</link>
		<comments>http://www.moneysensetips.com/blog/free-application-for-federal-student-aid-fafsa-explained/#comments</comments>
		<pubDate>Sun, 23 Aug 2009 06:33:12 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Loans]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[Student Loans]]></category>
		<category><![CDATA[529 plans]]></category>
		<category><![CDATA[Education]]></category>
		<category><![CDATA[FAFSA]]></category>
		<category><![CDATA[Federal aid]]></category>
		<category><![CDATA[Financial Aid]]></category>
		<category><![CDATA[Freshman Fund]]></category>
		<category><![CDATA[Student Aid Report]]></category>
		<category><![CDATA[Student financial aid]]></category>

		<guid isPermaLink="false">http://www.moneysensetips.com/blog/?p=382</guid>
		<description><![CDATA[Attending college is an expensive proposition. Some families set up college funds while their children are young, but many do not. Fortunately, help is available from many sources, one of which is the federal government. Federal student aid helps lots of students who otherwise wouldn&#8217;t be able to pursue higher education each year. Anyone can [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Freshman Fund: How to Give Your Child a Good Financial Start at College</title>
		<link>http://www.moneysensetips.com/blog/freshman-fund-how-to-give-your-child-a-good-financial-start-at-college/</link>
		<comments>http://www.moneysensetips.com/blog/freshman-fund-how-to-give-your-child-a-good-financial-start-at-college/#comments</comments>
		<pubDate>Sat, 22 Aug 2009 06:24:52 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Loans]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[Student Loans]]></category>
		<category><![CDATA[529 plan]]></category>
		<category><![CDATA[Budget]]></category>
		<category><![CDATA[Freshman Fund]]></category>
		<category><![CDATA[Mutual fund]]></category>
		<category><![CDATA[Saving]]></category>
		<category><![CDATA[scholarships]]></category>

		<guid isPermaLink="false">http://www.moneysensetips.com/blog/?p=376</guid>
		<description><![CDATA[Coming up with the money to pay for college is no easy task. Saving up over the years starting when your child is young makes things easier. But when you have retirement savings and everyday expenses to think about, it may be difficult to find room in the budget to save as much as you&#8217;d [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Explanation of Coverdell Education Savings Account</title>
		<link>http://www.moneysensetips.com/blog/explanation-of-coverdell-education-savings-account/</link>
		<comments>http://www.moneysensetips.com/blog/explanation-of-coverdell-education-savings-account/#comments</comments>
		<pubDate>Fri, 21 Aug 2009 06:15:41 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Loans]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[Student Loans]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Coverdell Education Savings Account]]></category>
		<category><![CDATA[Federal aid]]></category>
		<category><![CDATA[Hope Scholarship]]></category>
		<category><![CDATA[Individual Retirement Account]]></category>
		<category><![CDATA[Mutual fund]]></category>
		<category><![CDATA[scholarships]]></category>

		<guid isPermaLink="false">http://www.moneysensetips.com/blog/?p=372</guid>
		<description><![CDATA[With education costs ever increasing, it&#8217;s important to get a head start. The Coverdell Education Savings Account, or Coverdell ESA, can help us save the money we need for our children&#8217;s schooling, and it offers some attractive tax benefits. Formerly known as an Education Individual Retirement Account, the Coverdell ESA does have some things in [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>529 Plan and Tax Advantages</title>
		<link>http://www.moneysensetips.com/blog/529-plan-and-tax-advantages/</link>
		<comments>http://www.moneysensetips.com/blog/529-plan-and-tax-advantages/#comments</comments>
		<pubDate>Wed, 19 Aug 2009 06:04:54 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Loans]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[Student Loans]]></category>
		<category><![CDATA[529 plans]]></category>
		<category><![CDATA[Higher education]]></category>
		<category><![CDATA[Income tax]]></category>
		<category><![CDATA[Inheritance tax]]></category>
		<category><![CDATA[Internal Revenue Code]]></category>
		<category><![CDATA[Investment]]></category>
		<category><![CDATA[scholarships]]></category>
		<category><![CDATA[Student financial aid]]></category>
		<category><![CDATA[Tuition]]></category>

		<guid isPermaLink="false">http://www.moneysensetips.com/blog/?p=369</guid>
		<description><![CDATA[If you want to send your children to college, starting to save while they are young will leave you better prepared to handle the expense. We all know that it&#8217;s best to put money into something that will draw interest, but what about the tax implications? Wouldn&#8217;t it be great if we could invest in [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>529 Plan: How to Save Money for College</title>
		<link>http://www.moneysensetips.com/blog/529-plan-how-to-save-money-for-college/</link>
		<comments>http://www.moneysensetips.com/blog/529-plan-how-to-save-money-for-college/#comments</comments>
		<pubDate>Tue, 18 Aug 2009 07:56:33 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Loans]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[Student Loans]]></category>
		<category><![CDATA[401(k)]]></category>
		<category><![CDATA[529 plan]]></category>
		<category><![CDATA[Education]]></category>
		<category><![CDATA[Higher education]]></category>
		<category><![CDATA[Investment]]></category>
		<category><![CDATA[Savings account]]></category>
		<category><![CDATA[scholarships]]></category>
		<category><![CDATA[Tax]]></category>
		<category><![CDATA[Tuition]]></category>

		<guid isPermaLink="false">http://www.moneysensetips.com/blog/?p=366</guid>
		<description><![CDATA[It&#8217;s never too early to start thinking about your children&#8217;s college education. The sooner you start saving, the greater the chance your child will have enough money to get through college with no worries. But when considering college savings, many parents are unsure just what they should do with the money. You could stuff it [...]]]></description>
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		<slash:comments>3</slash:comments>
		</item>
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		<title>What to Consider For Student Loans</title>
		<link>http://www.moneysensetips.com/blog/what-to-consider-for-student-loans/</link>
		<comments>http://www.moneysensetips.com/blog/what-to-consider-for-student-loans/#comments</comments>
		<pubDate>Mon, 17 Aug 2009 08:23:02 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Loans]]></category>
		<category><![CDATA[Student Loans]]></category>
		<category><![CDATA[Federal aid]]></category>
		<category><![CDATA[Government-backed loans]]></category>
		<category><![CDATA[graduation]]></category>
		<category><![CDATA[scholarships]]></category>

		<guid isPermaLink="false">http://www.moneysensetips.com/blog/?p=359</guid>
		<description><![CDATA[Getting a college education can greatly increase your earning potential. Statistics show that those with four-year degrees earn about 60% more than those with no education beyond high school. So if you can come up with the money to attend college, it should be worth it in the long run. The trouble is, college is [...]]]></description>
		<wfw:commentRss>http://www.moneysensetips.com/blog/what-to-consider-for-student-loans/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Explanation of 4 Different Types of Debt Contracts</title>
		<link>http://www.moneysensetips.com/blog/explanation-of-4-different-types-of-debt-contracts/</link>
		<comments>http://www.moneysensetips.com/blog/explanation-of-4-different-types-of-debt-contracts/#comments</comments>
		<pubDate>Thu, 13 Aug 2009 06:50:07 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Loans]]></category>
		<category><![CDATA[Paying Debts]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[creditor]]></category>
		<category><![CDATA[Debtor]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Promissory note]]></category>

		<guid isPermaLink="false">http://www.moneysensetips.com/blog/?p=354</guid>
		<description><![CDATA[Image via Wikipedia Few people go through their entire lives without incurring some type of debt. When you go in debt, it’s important to know your rights and obligations. These rights and obligations vary according to the type of debt contract you enter into. By definition, a contract is the exchange of promises between two [...]]]></description>
		<wfw:commentRss>http://www.moneysensetips.com/blog/explanation-of-4-different-types-of-debt-contracts/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Never Borrow More Than You Need</title>
		<link>http://www.moneysensetips.com/blog/never-borrow-more-than-you-need/</link>
		<comments>http://www.moneysensetips.com/blog/never-borrow-more-than-you-need/#comments</comments>
		<pubDate>Tue, 26 May 2009 23:50:22 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Loans]]></category>
		<category><![CDATA[College]]></category>
		<category><![CDATA[Cost of attendance]]></category>
		<category><![CDATA[FAFSA]]></category>
		<category><![CDATA[Stafford Loan]]></category>
		<category><![CDATA[Student financial aid]]></category>
		<category><![CDATA[Student loan]]></category>
		<category><![CDATA[Tuition]]></category>

		<guid isPermaLink="false">http://www.moneysensetips.com/blog/?p=159</guid>
		<description><![CDATA[When a student applies for financial aid, usually the college will award the cost of attendance and/or a fixed amount. For example, an undergraduate may receive up to $4000 per year (maximum total $20,000), while a graduate may receive up to $6000 per year (maximum total $40,000).  There are conditions, however.  The amount received depends [...]]]></description>
		<wfw:commentRss>http://www.moneysensetips.com/blog/never-borrow-more-than-you-need/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
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		<title>Tips on How to Get a Student Loan When Your Credit Is Bad</title>
		<link>http://www.moneysensetips.com/blog/tips-on-how-to-get-a-student-loan-when-your-credit-is-bad/</link>
		<comments>http://www.moneysensetips.com/blog/tips-on-how-to-get-a-student-loan-when-your-credit-is-bad/#comments</comments>
		<pubDate>Tue, 03 Feb 2009 10:43:16 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Loans]]></category>
		<category><![CDATA[bank loan]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[credit score]]></category>
		<category><![CDATA[FICO]]></category>
		<category><![CDATA[FICO score]]></category>
		<category><![CDATA[financial assistance]]></category>
		<category><![CDATA[interest rate]]></category>
		<category><![CDATA[lending]]></category>
		<category><![CDATA[Perkins Loan]]></category>
		<category><![CDATA[Sallie Mae]]></category>
		<category><![CDATA[Stafford Loan]]></category>

		<guid isPermaLink="false">http://www.moneysensetips.com/blog/?p=36</guid>
		<description><![CDATA[Image via Wikipedia As some of us know, having bad credit can ruin our ability to obtain loans to buy a car or acquire any credit without paying exorbitant interest rates.  Applying for a student loan while having bad credit, particularly these days, is even tougher than before the recession. Here are some tips that [...]]]></description>
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		<slash:comments>1</slash:comments>
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