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	<title>Money Sense Tips &#187; Paying Debts</title>
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	<link>http://www.moneysensetips.com/blog</link>
	<description>Tips on saving more cash and make more money</description>
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		<title>5 Ways for Dealing with Debt Collection Agencies</title>
		<link>http://www.moneysensetips.com/blog/5-ways-for-dealing-with-debt-collection-agencies/</link>
		<comments>http://www.moneysensetips.com/blog/5-ways-for-dealing-with-debt-collection-agencies/#comments</comments>
		<pubDate>Fri, 14 Aug 2009 06:28:22 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Paying Debts]]></category>
		<category><![CDATA[Collection agency]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Fair Debt Collection Practices Act]]></category>
		<category><![CDATA[Federal Trade Commission]]></category>
		<category><![CDATA[Financial services]]></category>

		<guid isPermaLink="false">http://www.moneysensetips.com/blog/?p=357</guid>
		<description><![CDATA[When debt collectors start calling, we might consider throwing the phone out the window. But that’s not the best way to deal with collection efforts. If you ignore them, they will keep calling for months or even years on end. And no one wants to live in fear every time the phone rings. Debt collectors [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<item>
		<title>Explanation of 4 Different Types of Debt Contracts</title>
		<link>http://www.moneysensetips.com/blog/explanation-of-4-different-types-of-debt-contracts/</link>
		<comments>http://www.moneysensetips.com/blog/explanation-of-4-different-types-of-debt-contracts/#comments</comments>
		<pubDate>Thu, 13 Aug 2009 06:50:07 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Loans]]></category>
		<category><![CDATA[Paying Debts]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[creditor]]></category>
		<category><![CDATA[Debtor]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Promissory note]]></category>

		<guid isPermaLink="false">http://www.moneysensetips.com/blog/?p=354</guid>
		<description><![CDATA[Image via Wikipedia Few people go through their entire lives without incurring some type of debt. When you go in debt, it’s important to know your rights and obligations. These rights and obligations vary according to the type of debt contract you enter into. By definition, a contract is the exchange of promises between two [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>5 Ways to Combat Financial Stress</title>
		<link>http://www.moneysensetips.com/blog/5-ways-to-combat-financial-stress/</link>
		<comments>http://www.moneysensetips.com/blog/5-ways-to-combat-financial-stress/#comments</comments>
		<pubDate>Tue, 11 Aug 2009 05:57:40 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Paying Debts]]></category>
		<category><![CDATA[financial security]]></category>
		<category><![CDATA[financial stress]]></category>
		<category><![CDATA[Hypertension]]></category>
		<category><![CDATA[panic attacks]]></category>

		<guid isPermaLink="false">http://www.moneysensetips.com/blog/?p=345</guid>
		<description><![CDATA[Financial stress has many causes. For some, job loss or illness has made it difficult to make ends meet. For others, rising prices or unexpected expenses cause money worries. But whatever the reason may be, financial stress can take a serious toll on one’s health. Financial stress is a frequent trigger of mental health issues [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>The Three Major Bankruptcy Types Explained</title>
		<link>http://www.moneysensetips.com/blog/the-three-major-bankruptcy-types-explained/</link>
		<comments>http://www.moneysensetips.com/blog/the-three-major-bankruptcy-types-explained/#comments</comments>
		<pubDate>Thu, 18 Jun 2009 07:17:33 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Paying Debts]]></category>
		<category><![CDATA[Chapter 11  Title 11  United States Code]]></category>
		<category><![CDATA[Chapter 13  Title 11  United States Code]]></category>
		<category><![CDATA[Chapter 7  Title 11  United States Code]]></category>
		<category><![CDATA[debts]]></category>
		<category><![CDATA[Liquidation]]></category>
		<category><![CDATA[Personal Bankruptcy]]></category>

		<guid isPermaLink="false">http://www.moneysensetips.com/blog/?p=223</guid>
		<description><![CDATA[Sometimes people end up with more debt than they can handle. Often it is not due to irresponsibility, but to circumstances beyond one&#8217;s control. Job loss, unexpected medical expenses and other such situations can cause finances to take a sudden turn for the worse. When such things happen, bankruptcy can ease the financial burden. Bankruptcy [...]]]></description>
		<wfw:commentRss>http://www.moneysensetips.com/blog/the-three-major-bankruptcy-types-explained/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
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		<item>
		<title>Is Bankruptcy The Answer to Your Financial Woes?</title>
		<link>http://www.moneysensetips.com/blog/is-bankruptcy-the-answer-to-your-financial-woes/</link>
		<comments>http://www.moneysensetips.com/blog/is-bankruptcy-the-answer-to-your-financial-woes/#comments</comments>
		<pubDate>Tue, 16 Jun 2009 07:19:36 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Paying Debts]]></category>
		<category><![CDATA[Chapter 13 Bankruptcy]]></category>
		<category><![CDATA[Chapter 7]]></category>
		<category><![CDATA[debts]]></category>

		<guid isPermaLink="false">http://www.moneysensetips.com/blog/?p=203</guid>
		<description><![CDATA[Have you read the latest news about amusement park operator Six Flags filed for bankruptcy? This is unbelievable. Is it really necessary? For those who feel that they are in serious financial distress, bankruptcy may have crossed their minds. Bankruptcy is not something to be taken lightly. While your debt may be wiped clean, there [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>5 Ways to Improve Your Credit Score</title>
		<link>http://www.moneysensetips.com/blog/5-ways-to-improve-your-credit-score/</link>
		<comments>http://www.moneysensetips.com/blog/5-ways-to-improve-your-credit-score/#comments</comments>
		<pubDate>Thu, 21 May 2009 05:27:45 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit]]></category>
		<category><![CDATA[Paying Debts]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[Credit history]]></category>
		<category><![CDATA[credit score]]></category>
		<category><![CDATA[Identity theft]]></category>
		<category><![CDATA[interest rate]]></category>
		<category><![CDATA[Money]]></category>

		<guid isPermaLink="false">http://www.moneysensetips.com/blog/?p=156</guid>
		<description><![CDATA[Image via Wikipedia Our credit scores play a big role in determining the results when we apply for a credit card or loan. A good credit score can help us get the credit we need at the best possible rate. A poor credit score could result in a higher interest rate or denial of credit. [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<item>
		<title>5 Ways to Survive a Recession</title>
		<link>http://www.moneysensetips.com/blog/5-ways-to-survive-a-recession/</link>
		<comments>http://www.moneysensetips.com/blog/5-ways-to-survive-a-recession/#comments</comments>
		<pubDate>Tue, 19 May 2009 05:10:09 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Jobs & Career]]></category>
		<category><![CDATA[Make Money]]></category>
		<category><![CDATA[Paying Debts]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[EBay]]></category>
		<category><![CDATA[freelance]]></category>
		<category><![CDATA[Money market deposit account]]></category>
		<category><![CDATA[part-time job]]></category>
		<category><![CDATA[Personal finance]]></category>
		<category><![CDATA[recession]]></category>

		<guid isPermaLink="false">http://www.moneysensetips.com/blog/?p=151</guid>
		<description><![CDATA[Some experts said that the worst is over. Other said the global recession is just getting worse with flu pandemic threating it. Nevertheless, we still need to survive. Here are 5 ways which you can use to survive through this recession. 1.  Pay down your debts and look at your investments. Cut up all credit cards [...]]]></description>
		<wfw:commentRss>http://www.moneysensetips.com/blog/5-ways-to-survive-a-recession/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Credit Repair Tips</title>
		<link>http://www.moneysensetips.com/blog/credit-repair-tips/</link>
		<comments>http://www.moneysensetips.com/blog/credit-repair-tips/#comments</comments>
		<pubDate>Mon, 30 Mar 2009 08:01:39 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit]]></category>
		<category><![CDATA[Paying Debts]]></category>
		<category><![CDATA[Credit history]]></category>
		<category><![CDATA[Credit rating]]></category>
		<category><![CDATA[credit repair]]></category>
		<category><![CDATA[creditor]]></category>
		<category><![CDATA[Fair Credit Reporting Act]]></category>
		<category><![CDATA[Payment]]></category>
		<category><![CDATA[Personal finance]]></category>

		<guid isPermaLink="false">http://www.moneysensetips.com/blog/?p=126</guid>
		<description><![CDATA[In some cases, bad credit is a result of irresponsible money management. But it often occurs because of unexpected financial hardship. One day you might have all of your bills current, and the next you could become disabled or lose your job. And if you fall behind on your debts, it will wreak havoc on [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Review: Zero Debt: The Ultimate Guide to Financial Freedom</title>
		<link>http://www.moneysensetips.com/blog/review-zero-debt-the-ultimate-guide-to-financial-freedom/</link>
		<comments>http://www.moneysensetips.com/blog/review-zero-debt-the-ultimate-guide-to-financial-freedom/#comments</comments>
		<pubDate>Wed, 25 Feb 2009 11:00:21 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Paying Debts]]></category>
		<category><![CDATA[Reviews]]></category>
		<category><![CDATA[auto refinancing]]></category>
		<category><![CDATA[Credit card debt]]></category>
		<category><![CDATA[credit card offers]]></category>
		<category><![CDATA[credit file]]></category>
		<category><![CDATA[credit offers]]></category>
		<category><![CDATA[credit score]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[debt collection firms]]></category>
		<category><![CDATA[debt collectors]]></category>
		<category><![CDATA[Debt consolidation]]></category>
		<category><![CDATA[debt management program]]></category>
		<category><![CDATA[Financial Freedom]]></category>
		<category><![CDATA[financially fit]]></category>
		<category><![CDATA[free credit report]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[reverse mortgage]]></category>

		<guid isPermaLink="false">http://www.moneysensetips.com/blog/?p=59</guid>
		<description><![CDATA[Do you lose sleep over your credit card debt? If so, then Zero Debt: The Ultimate Guide to Financial Freedom is the book to help you get back to your debt-free life. This book, which Dr. Phil himself has mentioned on his show, is one of the best books for great advice and a proven [...]]]></description>
		<wfw:commentRss>http://www.moneysensetips.com/blog/review-zero-debt-the-ultimate-guide-to-financial-freedom/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Live Within Your Means</title>
		<link>http://www.moneysensetips.com/blog/live-within-your-means/</link>
		<comments>http://www.moneysensetips.com/blog/live-within-your-means/#comments</comments>
		<pubDate>Fri, 06 Feb 2009 10:21:48 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Paying Debts]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[creditor]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[interest rate]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[Personal finance]]></category>
		<category><![CDATA[savings]]></category>

		<guid isPermaLink="false">http://www.moneysensetips.com/blog/?p=42</guid>
		<description><![CDATA[Budgeting Living within your means is a liberating way to live your life.&#160; It means no debt – debt is one of the most common causes of relationship stress.&#160; Living within your means gives you the freedom to save money for special things rather than always scrimping to pay your bills. Unfortunately, many people don’t [...]]]></description>
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		<slash:comments>2</slash:comments>
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